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Mortgage Modifications

New York Mortgage Modification Lawyer Works to Prevent Foreclosures

Effective attorney adjusts terms to help homeowners in the Massapequa area struggling with debt

At any time, something can happen that affects your ability to make the mortgage payments on your home, which puts you at risk of losing it. Whether prompted by a job loss, divorce, medical crisis or some other event, a foreclosure can be devastating for you and your family. Fortunately, help is available. At Anne Rosenbach Esq., PLLC, I can work with your lender to secure a mortgage modification that suits your current needs and allows you to remain in your home. Serving clients in the Massapequa area and throughout New York, I work diligently to adjust payment terms so that you can meet your monthly obligations.

Skillful New York advocate presents legal options to burdensome mortgages

Don’t be discouraged or embarrassed if you are being threatened with foreclosure. Legal help is available even if you are not eligible to refinance, but you have to take prompt action. Once you reach out, I can discuss a wide range of potential solutions with you, including:

  • Voluntary modification — Under rules set by the U.S. Department of Housing and Urban Development, you can petition your financial institution for an appropriate mortgage modification. I can explain the relevant guidelines and put together a proposal that gives you the best chance to move ahead with more favorable terms.
  • Mediated adjustments — If a foreclosure action persists, mediation before a neutral third party might break down the differences between you and your lender. I will strongly assert your rights during these proceedings and work diligently to reach consensus.
  • Relief through litigation — Filing for bankruptcy stops any foreclosure actions. This break can give you and the bank a chance to resolve your issues in a way that reflects your new economic reality.

Contact a skillful New York mortgage modification lawyer

If you seek to change your mortgage terms to reflect your current financial situation, Anne Rosenbach Esq., PLLC can provide valuable assistance. From my office in Massapequa, I serve clients throughout New York. Call me at 516-795-7808 or contact me online to schedule a free consultation.