New York Lawyer Provides Effective Foreclosure Defense
Compassionate attorney strives to keep you in your home
Your home is not only a valuable asset, but the foundation for your life. When you risk losing it to foreclosure, I am prepared to seek alternatives and use my knowledge and experience to help protect your house and your future. At Anne Rosenbach, Esq., PLLC in Massapequa, I have been serving clients in Nassau, Suffolk, Westchester and Rockland counties and the five boroughs for 35 years and will mount a strong defense on your behalf.
Knowledgeable counselor provides comprehensive representation in foreclosure cases
If you are facing the possibility of foreclosure, I will capably represent you from day one, even before the lender files a complaint, and mount the best possible defense to help you keep your home. To start, I will carefully review all of the lender’s documents to look for any possible lending violations like fraud or predatory practices that prohibit the bank from foreclosing on your property. I will then use my broad experience to identify the best strategies for preserving your property.
Reputable attorney offers creative solutions like reverse mortgage to avoid foreclosure
Several options exist that may enable you to remain in your home despite your difficulties with staying on top of your mortgage payments. No matter your circumstances, I am a tough advocate who can help you find solutions. These approaches can include:
- Financial alternatives — Sometimes, financial tools are available that would allow you to keep your home even though your lender has started the foreclosure process.
- Mortgage modification — Lenders may be willing to negotiate with you to reach an agreement on changes to the term of the mortgage that will enable you to maintain possession of your home while lowering your monthly payments so they are more affordable.
- Loan workout options — If you are currently unable to make your mortgage payments, your lender may let you take advantage of workout options such as temporarily suspending payments for a short period until you can bring your loan current.
- Deeds in lieu of foreclosure and short sales — Even when you cannot possibly make your mortgage payments, options like deeds in lieu of foreclosure and short sales may allow you to turn over your property to the lender to release yourself from debt and give you peace of mind.
I can help you find a solution that works best for your circumstances.
Seasoned bankruptcy attorney with deep experience in bankruptcy proceedings
In some foreclosure cases, bankruptcy relief may also be needed. I can educate you on the differences between Chapter 7 and Chapter 13 bankruptcy, the advantages and disadvantages of both, and pursue a solution that allows you to keep your home whenever possible. If you decide to proceed, I can file for bankruptcy for you and represent you throughout the process.
Contact an experienced New York foreclosure attorney today
At Anne Rosenbach, Esq., PLLC in Massapequa, I represent clients throughout Nassau, Suffolk, Westchester and Rockland counties as well as the five boroughs who are facing foreclosure. Please call 516-795-7808 or contact me online to arrange a free consultation at my office.